KiwiSaver Retirement Income Simulator

Based on current settings, your concessional contributions will breach the cap. Concessional contributions include employer contributions, salary sacrifice contributions and employer-funded defined benefits. Any excess concessional contributions will be treated as non-concessional and taxed at your marginal rate.

Your partner's super balance may exceed the transfer balance cap (currently $1.6 million) in the future. This means they will no longer be eligible to make after-tax contributions from that time.

Based on current settings, your concessional contributions will breach the cap. Concessional contributions include employer contributions, salary sacrifice contributions and employer-funded defined benefits. Any excess concessional contributions will be treated as non-concessional and taxed at your marginal rate.